Fixed Term Investment

If your Congregation has excess cash, term investments allow you to achieve a higher return by investing for a fixed period of time.

We provide term investments for any term from three months to three years... the choice is yours.

No matter what your Congregation is saving for, a term investment is a simple way of making a commitment to reach that savings goal.

Don't forget the added benefit of investing with UC Invest: the satisfaction of knowing that you're actively supporting your Uniting Church and the wider community, simply by investing with us.

Key features

One fixed rate from the time we accept your investment until maturity
Protection from falling interest rates
Choose an investment term from 3 months to 48 months
Every dollar you invest is assisting the Uniting Church SA

You should know

$1,000 minimum balance
Interest is calculated daily
Interest is credited six monthly for all terms of 12 months or longer
Credited at maturity for all terms less than 12 months
You cannot add or withdraw funds at any time during the term of the investment
An Early Redemption Fee may apply
Refer to our Fee Schedule for information about possible fees and charges

Ways to transact

Once you open a Fixed Term Investment, any transactions must wait until the end of your term
If you do require your funds prior to maturity, an early redemption fee may apply. See rates and fees for more details.

Rates & Fees

Congregation Interest Rate Schedule Congregation Fee Schedule

Forms

Open a new investment

New Investment Application Form - Uniting Church Organisations only Identity Verification Form Any signatories who are not already known to us will need to complete our identification requirements before we can open your new investment.

Change your signatories

Identity Verification Form Any signatories who are not already known to us will need to complete our identification requirements before we can open your new investment. Signatory Authorisation Form Please submit the forms together with signed minutes confirming the signatories for the investment.