Generating great returns for our investors and our church

Fixed Term Investment

Term investments allow you to achieve a higher return by investing for a fixed period of time.

We provide term investments for any term from three months to three years... the choice is yours.

No matter what you’re saving for, a term investment is a simple way of making a commitment to reach your savings goal.

Don't forget the added benefit of investing with UC Invest: the satisfaction of knowing that you're actively supporting your Uniting Church and the wider community, simply by investing.

Key features

  • One fixed rate from the time we accept your investment until maturity
  • Protection from falling interest rates
  • Choose an investment term from 3 months to 3 years
  • Every dollar you invest is assisting the Uniting Church SA

You should know

  • $1,000 minimum investment is required
  • Interest is calculated daily
  • Interest is credited six monthly for all terms of 12 months or longer
  • Interest is credited at maturity for all terms less than 12 months
  • All interest rates are quoted per annum and are subject to change without notice
  • An Early Redemption Fee may apply
  • Refer to our Fee Schedule for information about possible fees and charges

Ways to transact

  • Once you open a Fixed Term Investment, any transactions must wait until the end of your term.
  • If you do require your funds prior to maturity, an early redemption fee may apply. See rates and fees for more details.

Personal Investment application forms

New Investment Application Form for Personal Investors Investor Acknowledgement Statement for Personal Investors
If this is your first time investing with us we need you to sign this Investor Acknowledgement Statement before we can open your new investment. Identity Verification Form
If you have not already been identified with us, you will need to complete our identification requirements before we can open your new investment. Joint investment holders will each need to complete a copy of this form.

Company, Trust and Other Investor application forms

New Investment Application Form for Company, Trust & Other Investors Investor Acknowledgement Statement for Company, Trust & Other Investors
If this is your first time investing with us we need you to sign this Investor Acknowledgement Statement before we can open your new investment. Identity Verification Form
Any signatories who are not already known to us will need to complete our identification requirements before we can open your new investment.

Information disclosure documents

The following documents contain important information for personal and other retail investors. Before applying for an investment product or service from UC Invest you should read and understand the information provided in these documents and consider the appropriateness of the product or service having regard to your particular objectives, financial situation and needs. Financial Services Guide (FSG) Product Disclosure Statement (PDS) UC Invest Identification Statement Uniting Church SA - Ethical Investment Policy