Generating great returns for our investors and our church

Funeral Funds

Dying can be a difficult subject to talk about. And in the church we’re frequently focussed on life beyond death. But have you considered the things that would happen for those you love if you died suddenly?

Do you have a Will that details your wishes regarding what happens to your Estate? What about your funeral expenses? Have you made provisions for your funeral? Or is this something your family will need to organise during what may be an already-difficult time?

Opening a Funeral Fund is a convenient way to save for your funeral expenses that offers peace of mind: knowing there’s a plan for contributing to funeral and related expenses. On notification of your death, the balance of your Funeral Fund is paid towards the cost of your funeral with any residual amount returning to your Estate.

Key features

  • Peace of mind knowing your funeral expenses will not burden your family during a time of grief
  • No transaction or maintenance fees. (Other fees and costs may apply. See our Fee Schedule)
  • Quick access to funds when they are needed for funeral expenses
  • Contributions are exempt from Centrelink income and assets tests (subject to special conditions)
  • Any residual funds (after funeral expenses have been paid) become part of your Estate
  • Every dollar you invest is assisting the Uniting Church SA

You should know

  • $100 minimum investment is required
  • Additional capital contributions may be added up to a maximum amount determined by the Federal Government (Centrelink)
  • Interest is calculated on the daily closing balance of your account
  • Interest is credited on the last day of each month
  • Funds may only be withdrawn to pay for the funeral expenses or to the account holder’s Estate
  • Refer to our Fee Schedule for information about possible fees and charges

Ways to transact

  • You can add money to your Funeral Fund account at any time by Direct Debit, Electronic Funds Transfer (EFT), BPAY® or cheque

Rates & Fees

Personal, Company & Trust Interest Rate Schedule Personal, Company & Trust Fee Schedule

Investment application

New Investment Application Form for Personal Investors Investor Acknowledgement Statement for Personal Investors
If this is your first time investing with us we need you to sign this Investor Acknowledgement Statement before we can open your new investment. Identity Verification Form
If you have not already been identified with us, you will need to complete our identification requirements before we can open your new investment. Joint investment holders will each need to complete a copy of this form.

Information disclosure documents

The following documents contain important information for personal and other retail investors. Before applying for an investment product or service from UC Invest you should read and understand the information provided in these documents and consider the appropriateness of the product or service having regard to your particular objectives, financial situation and needs. Financial Services Guide (FSG) Product Disclosure Statement (PDS) UC Invest Identification Statement Uniting Church SA - Ethical Investment Policy

Information

Products for Personal, Company & Trust