Products for Retail: Personal
Products available to individuals – Investing for better
31 Day Notice.
Our 31-Day Notice Account lets you earn competitive returns while keeping your money accessible. Simply give us 31 days’ notice before you withdraw.
Fixed Term Investment.
A Fixed Term Investment with UC Invest allows you to earn competitive returns by committing funds for a set period between three months and three years.
Funeral Fund.
Opening a Funeral Fund is a convenient way to save for your funeral expenses that offers peace of mind: knowing there’s a plan for contributing to funeral and related expenses.
“UC Invest is also different because I can actually know the people who are managing the funds. I respect them. They're very professional, very astute. And over the last 15 or 20 years, the returns from UC Invest have been absolutely amazing.”
Grow Your Funds Responsibly.
Invest with confidence in options that are easy to understand and supported by the Uniting Church.
Your funds can grow responsibly while helping to create a positive impact in the community.
If you’d like to explore your personal opportunities, we’re always ready to help.
Invest Ethically with UC Invest.
We only invest in ethical companies and opportunities that align with our values. That’s increasingly rare in today’s world.
In addition, our profits make a real difference in the world, whether that’s helping people, communities or an environmental initiative.
At UC Invest, success is measured by what we give back.
For example, in 2025, we made a record grant to the Mission & Service Fund.
Get in touch with our investor relations team.
Contact us today and Catherine or Lou will be happy to assist you with your query.
Frequently Asked Questions by Individuals about Opening & Managing Their Account.
How do I open an investment account?
There are a couple of ways you can open an investment account with us.
Below is the process to open an investment account online:
Visit our website and click Open an Account.
You’ll be taken to our secure online application form just follow the steps to complete your application.
What you’ll need:
- To be at least 18 years of age
- 5–10 minutes to complete the application
- Access to a mobile device
- Australian residency
- A valid Australian Driver’s Licence or Passport
As part of the process, you’ll be asked to verify your identity by submitting your ID through a secure digital verification service.
How do I open an account offline using paper forms?
To open an account offline, please complete the New Investment Application Form, along with the Investor Acknowledgement Statement and Identity Verification Form.
If you are a first-time investor, your identification must be certified by one of the authorised certifiers listed on page 2 of the Identity Verification Form.
Once completed, please send the original forms to us either by post or deliver them in person.
However, if you are still confused about the entire process, don’t worry.
Call us on 1300 274 151 or email [email protected] and one of our friendly investor relations team member will be more than happy to assist you.
Can I open an account if I don’t have an Australian passport or Driver’s Licence?
People with foreign passports and driver’s licences can open an investment account using the paper form (offline).
To open an account offline, please complete the New Investment Application Form, along with the Investor Acknowledgement Statement and Identity Verification Form.
If you are a first-time investor, your identification must be certified by one of the authorised certifiers listed on page 2 of the Identity Verification Form.
Once completed, please send the original forms to us either by post or deliver them in person.
Can I open an account if I am on a long-term visa?
Yes. If you hold a long-term visa, you can open an investment account with us.
If you have an Australian driver’s licence, you can complete the application online. (please refer to Q1)
If you do not have an Australian driver’s licence, you can still open an account by completing a paper-based application form.
To open an account offline, please complete the New Investment Application Form, along with the Investor Acknowledgement Statement and Identity Verification Form.
If you are a first-time investor, your identification must be certified by one of the authorised certifiers listed on page 2 of the Identity Verification Form.
Once completed, please send the original forms to us either by post or deliver them in person.
Does UC Invest use cash/cheques?
No. Deposits must be made electronically to a bank account in your name.
How can I add funds to my 31-day notice account?
You have two ways to add funds to your 31-day notice account, depending on your account setup.
- If Telephone Transfer Service (TTS) is activated on your account:
Simply call us and let us know how much you would like to add. Our Investor Relations team will process the investment from the bank account linked to your 31-day notice account.
- If Telephone Transfer Service (TTS) is not activated on your account:
You’ll need to complete an Additional Investment Form and either email it to us or bring it in person. Once received, we’ll process the request for you.
How can I add funds to my Fixed Term Investment?
You have two ways to add funds to your Fixed Term Investment, depending on your account setup.
- If Telephone Transfer Service (TTS) is activated on your account:
Simply call us and let us know how much you would like to add. Our Investor Relations team will process the investment from the bank account linked to your investment.
- If Telephone Transfer Service (TTS) is not activated on your account:
You’ll need to complete an Additional Investment Form and either email it to us or bring it in person. Once received, we’ll process the request for you.