Retail: Personal Products.

Products for Retail: Personal

Products available to individuals – Investing for better

31 Day Notice.

31 Day Notice.

Earn up to
3.10%
Variable Rate
Investment Amount: $1 – $200,000
Term: 1mth
Available for: Retail: Personal, Retail: Company, Wholesale, UCSA Congregations

Our 31-Day Notice Account lets you earn competitive returns while keeping your money accessible. Simply give us 31 days’ notice before you withdraw.

Fixed Term Investment.

Fixed Term Investment.

Earn up to
4.20%
Fixed Rate
Investment Amount: $50,000 – $250,000
Term: 3mth, 6mth, 9mth, 12mth, 18mth, 2yrs, 3yrs
Available for: Retail: Personal, Retail: Company, Wholesale

A Fixed Term Investment with UC Invest allows you to earn competitive returns by committing funds for a set period between three months and three years.

Funeral Fund.

Funeral Fund.

Earn up to
3.25%
Fixed Rate
Investment Amount: $1,000 – $249,999
Term: Ongoing
Available for: Retail: Personal

Opening a Funeral Fund is a convenient way to save for your funeral expenses that offers peace of mind: knowing there’s a plan for contributing to funeral and related expenses. 

Rev Dr Graham
“UC Invest is also different because I can actually know the people who are managing the funds. I respect them. They're very professional, very astute. And over the last 15 or 20 years, the returns from UC Invest have been absolutely amazing.” – Rev Dr Graham, Investor

Grow Your Funds Responsibly.

Invest with confidence in options that are easy to understand and supported by the Uniting Church.

Your funds can grow responsibly while helping to create a positive impact in the community.

If you’d like to explore your personal opportunities, we’re always ready to help.

Invest Ethically with UC Invest.

We only invest in ethical companies and opportunities that align with our values. That’s increasingly rare in today’s world.

In addition, our profits make a real difference in the world, whether that’s helping people, communities or an environmental initiative.

At UC Invest, success is measured by what we give back.

For example, in 2024, we made a record grant to the Mission & Service Fund.

Frequently asked questions.

Do I have to be a Uniting Church member to open an investment with UC Invest?

Is UC Invest under the government guarantee?

How do I open an investment? Do I need to come in person? Do I need to be identified?

Opening a New Investment Account is Simple

  1. Visit our website and click Open an Account.
  2. You’ll be taken to our secure online application form—just follow the steps to complete your application.

What you’ll need:

  • To be at least 18 years of age
  • 5–10 minutes to complete the application
  • Access to a mobile device
  • Australian residency
  • A valid Australian Driver’s Licence or Passport

As part of the process, you’ll be asked to verify your identity by submitting your ID through a secure digital verification service.

If you have any questions, our team is here to help. Call us on 1300 274 151 or email [email protected].

Can I pay in cash?

What is TTS and how do I get it?

Can I transfer funds to a third party?